Effective Date: 2025-03-10
Spocto Solutions Private Limited is located at:
Unit No A, 6th Floor, Techniplex I, Techniplex Complex,It is Spocto Solution Private Limited policy to respect your privacy regarding any information the company may collect while operating our application. We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Application. The company has adopted this privacy policy ("Privacy Policy") to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the application and does not apply to our collection of information from other sources. This Privacy Policy, together with the terms of service posted on our application, set forth the general rules and policies governing your use of our application. Depending on your activities when visiting our application, you may be required to agree to additional terms of service. This Privacy Policy has been prepared in compliance with:
This Privacy Policy is incorporated into and at all times is subject to and is to be read in conjunction with the Terms of Use of the platform.
You hereby expressly consent to provide the information that may be required in relation to the Services being rendered on the Platform by us. You acknowledge that we shall collect the information detailed under this Privacy Policy to facilitate lending & non-lending services by partnering with various financial lenders, third parties, service providers, etc based on your requirement to avail such services. IF YOU DO NOT AGREE TO THIS POLICY OR ANY PART THEREOF, PLEASE DO NOT USE/ ACCESS/ DOWNLOAD/ INSTALL THE PLATFORM OR ANY PART THEREOF.
As a general rule, the Company will not disclose personally identifiable information except when the Company is required or permitted per customer agreement, law (including pursuant to national security of law enforcement requirements) or otherwise, such as when the Company believes in good faith that the law requires disclosure or other circumstances outlined in this Privacy Policy require or permit disclosure. The Company may do so when Permitted or required by law;
Permitted transfers of information, either to third parties, other Users of the Platform, or within the Company, as per the terms of use or any such agreement between us and you.
If the Company is involved in a merger, acquisition or asset sale, Your personal data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.
We will only collect and share your information if it is strictly necessary for the provision of the Services. As part of our outsourcing / service obligations to Allocators, we may collect certain of your information, which may shared with them subject. We shall not be responsible or liable for any information (including any Personal Data) shared by Collection Agencies with Allocators directly basis their mutual agreement / arrangement.
The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:
We may share your data (including any Personal Data) third-party companies or individuals employed by the Company who processes the data on behalf of the Company to facilitate a service, to provide the Services on behalf of the Company, to perform services related to the Services or to assist the Company in analyzing how the Service is used.
A non-disclosure agreement (NDA) and / or a data processing agreement (DPA) / or any similar agreement will be signed with the third-party vendor to make sure the Personal Data of the User or Customers is secured and processed as per the agreement between us and you.
In the event that the Company merges, is acquired by or sells its assets to a third-party, the Company may disclose personally identifiable information as is reasonably necessary in connection with any such merger, acquisition or sale. Any such party with whom the Company merges or who acquires some of all of the assets of the Company may not have the same or similar privacy guidelines as set forth in this Privacy Policy and may use personally identifiable information in a manner other than as set forth herein.
The security of your personal data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While the company strives to use commercially acceptable means to protect your personal data, the company cannot guarantee its absolute security. But since the company is ISO 27001 Certified company hence it makes sure to comply with all applicable clauses of the standard w.r.t the security of the data of the user.
Where the Company collects personal information from individuals within India, upon request, the Company will inform them about the types of personal information collected from them, the purposes for which it was collected, and uses of the information, and the types of non-agent third parties to which the Company discloses such information. Whenever the Company is processing Personal Data, it will take reasonable steps to keep Personal Data accurate for the purposes for which they were collected. It will provide data subjects with the ability to exercise the right to update their data with us, revoke consent for collection and processing of their data, and request deletion of their data. If you wish to contact us regarding the use of your Personal Data or want to object in whole or in part to the processing of your Personal Data, please contact us at the below email address.
Our application is not intended for individuals under the age of 13. We do not knowingly collect personal information from children. If we become aware that a child under 13 has provided personal data, we will take steps to delete this information as quickly as possible. If you believe that we may have inadvertently collected personal data from a child, please contact us immediately so we can take appropriate action.
The Company will retain your personal data only for as long as is necessary for the purposes of processing your personal data to provide the services. We may also retain and use your personal data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies. The company will manually delete the personal data on receipt of request from you or once the requirement to process such data ends, whichever is earlier. However, if you request us to delete any personal data before the requirement to process such data ends, the Company shall not be liable for any monetary loss or any damages, losses etc. whether direct or indirect that you may face for requesting such destruction.
Technological advances and changes in the business requirements will necessitate periodic revisions to documents. Therefore, this document may be updated to reflect changes or define new or improved requirements as and when required and in compliance with the Information Security Program Charter.
Field+ TL does not collect any personal data through cookies or other tracking technologies. We do not track your personal information or your usage activities within the app. The application may use cookies solely for basic functionality, such as ensuring smooth operation and remembering your preferences, but these cookies do not collect or store any personal data. We do not share or sell any data collected from cookies, and they are not used for targeted advertising or any other tracking purposes. By using the application, you consent to the use of cookies strictly for the purposes mentioned above. You can control or disable cookies through your device’s settings, but please note that some features of the app may be affected if you choose to do so. If you have any questions regarding cookies or data collection, please contact us.
If you have any questions about our Privacy Policy, please contact us via email on – help@spocto.com